Akoti Rural Bank Ltd
Banking Excellence in Rural Ghana
Your Trusted Rural Banking Partner
Akoti Rural Bank Ltd provides comprehensive financial solutions to empower farmers, traders, and SMEs in rural Ghana with over 40 years of banking excellence.
About Akoti Rural Bank
40+ Years of Rural Banking Excellence
Akoti Rural Bank Ltd was incorporated on March 29, 1982, started operations in September 1982, and obtained its banking license on October 21, 1983. Since then, we have been committed to providing exceptional banking services to rural communities across Ghana.
Our mission is to generate superior stakeholder returns through strong customer care, motivated employees, and serving as a benchmark of rural banking excellence in Ghana.
We uphold core values of integrity, professionalism, growth, mindfulness, and continuous improvement in all our operations.
Award Winning
Multiple award recipient for financial excellence
Community Focused
Dedicated to rural financial inclusion
Financial Solutions
Tailored products for rural clients
Secure Banking
Your funds are safe with us
Our Services
Accounts & Deposits
We offer a variety of account options including savings accounts, current accounts, fixed deposits, and micro-savings options tailored for rural clients.
Learn More
Loan Facilities
Our loan products include agricultural loans, SME financing, group loans, personal loans, and more with flexible repayment terms.
Learn More
Digital Banking
We provide modern electronic banking services including E-Zwich, mobile money, and Western Union money transfer services.
Learn MoreOur Products
Savings Accounts
Flexible savings accounts with competitive interest rates to help you grow your money.
Current Accounts
Convenient transactional accounts for your daily banking needs with checkbook facilities.
Nkosuo Savings
Special micro-savings product designed for small, regular deposits with attractive benefits.
Anidasuo Susu
Traditional susu savings collection with modern banking security and convenience.
Fixed Deposits
Higher interest earning accounts for your medium to long-term savings goals.
Agricultural Loans
Specialized financing for farming activities including inputs, equipment, and post-harvest needs.
SME Loans
Financial support for small and medium enterprises to boost business growth and expansion.
Group Loans
Collective borrowing with shared responsibility, flexible terms, and often lower interest rates.
Commercial Loans
Business financing solutions for established enterprises with competitive terms.
Personal Loans
Flexible personal financing for various needs including education, home improvement, etc.
Auto Loans
Vehicle financing with convenient repayment plans tailored to your income.
Funeral Loans
Special financing to help cover funeral expenses during difficult times.
Salary (Susu) Loans
Short-term salary advance facilities for our regular customers.
E-Zwich
Ghana’s national electronic payment system for secure and convenient transactions.
Western Union
Fast and reliable international money transfer services.
Mobile Money
Convenient mobile-based financial services in partnership with telecom providers.
Internet Banking
Online banking platform for 24/7 account access and transactions.
Our Branch Network
Nyinahin (Main Branch)
123 Main Street, Nyinahin-Ashanti
Phone: +233-24-9503940
Open Mon-Fri, 8:00 AM – 5:00 PM
Bibiani Branch
45 Market Circle, Bibiani
Phone: +233-24-9503941
Open Mon-Fri, 8:30 AM – 5:30 PM
Afful Nkwanta Branch
22 Commercial Road, Afful Nkwanta
Phone: +233-24-9503942
Open Mon-Fri, 8:30 AM – 5:30 PM
Mbrom Branch
18 High Street, Mbrom
Phone: +233-24-9503943
Open Mon-Fri, 9:00 AM – 6:00 PM
Tafo Branch
7 Station Road, Tafo
Phone: +233-24-9503944
Open Mon-Fri, 9:00 AM – 6:00 PM
Abuakwa Branch
32 Kumasi Road, Abuakwa
Phone: +233-24-9503945
Open Mon-Fri, 9:00 AM – 6:00 PM
Contact Us
Get in Touch
Head Office
123 Main Street, Nyinahin-Ashanti, Ghana
Phone
+233-24-9503940
+233-24-9503941
info@akotiruralbankltd.com
support@akotiruralbankltd.com